Why Your SIP Is Running But Your Wealth Is Not Growing
Your SIP is active, the amount is decent, but the corpus feels underwhelming. Here are the four structural reasons why and a 5-question audit to find out which one applies to you.
Read articleYour SIP is active, the amount is decent, but the corpus feels underwhelming. Here are the four structural reasons why and a 5-question audit to find out which one applies to you.
Browse by topic
Your SIP is active, the amount is decent, but the corpus feels underwhelming. Here are the four structural reasons why and a 5-question audit to find out which one applies to you.
Read article
Most Indian investors hold 8 to 14 funds and call it diversification. This guide explains the right number, the 4-layer structure, how to audit your portfolio, and how to consolidate without a big tax
Read article
Passive fund AUM rose 23% to ₹14.11 lakh crore in FY26. Silver ETF folios surged 711%, Gold ETF 78%. Full AMFI category-wise data with March 2026 flows breakdown.
Read article
Equity inflows hit ₹40,450 crore in March 2026, the 61st positive month. MFs bought a record ₹1.05 lakh crore as FPIs sold ₹1.14 lakh crore. Full AMFI data breakdown.
Read article
Prudential Financial is selling PGIM India MF to TVS Venu Group. Here is why global AMCs have failed in India - and what it means if you hold PGIM India funds.
Read article
Your debt fund NAV can fall even when the RBI cuts rates. This guide explains bond prices, modified duration, and the three factsheet numbers every debt fund investor needs to know.
Read article
What is a SIF Equity Long-Short Fund? Explore 2 sub-categories, 4 live funds, latest NAV data, performance context, taxation & who should consider investing.
Read article
Which mutual fund categories grew the fastest over 3 years? AMFI data shows Gold ETFs, Multi-Asset, Arbitrage, and Money Market funds led on 3-year AUM CAGR from February 2023 to February 2026.
Read article
What is a SIF Hybrid Long-Short Fund? Explore how the strategy works, all 6 live funds in India, early performance data, taxation, risks and who should invest
Read article
Tata Trusts is publicly divided. Chandrasekaran's reappointment is deferred. Mehli Mistry has filed before the Charity Commissioner. Why Noel Tata must now do what Ratan Tata did in 1991.
Read article
FPIs sold $5.15 billion from India in H1-April 2026. BFSI took 40% of selling. Full NSDL sectoral breakdown: why BFSI, what drove Consumer, Healthcare, Auto, IT, and what reverses the flow.
Read article
RBI projects FY27 CPI at 4.6% - more than double FY26's 2.1%. But WPI jumped 175 bps in March, petrol prices haven't moved, and El Nino is building. Here is why the real number could be higher.
Read article
Zerodha saved investors ₹25,620 crore in brokerage since 2016. But does zero brokerage actually make investors wealthier? The hidden costs, float income, and overtrading effect explained.
Read article
India is set to receive $137–140 billion in remittances in FY26, a new record per SBI Research. Here's what drives the flows, how they anchor the rupee and CAD, and where the risks lie.
Read article
India's FY26 trade deficit widened 26% to $119.3 billion. But oil imports fell. Gold and electronics drove the gap. Full DGFT breakdown: exports, imports, trading partners, and FY27 risks.
Read article
Iran struck AWS and Oracle data centres in UAE and Bahrain in March 2026. Why global tech majors are now accelerating $180B+ in Indian data centre investments.
Read article
The US-Iran ceasefire is fragile. Brent crude rose 31% since February. US inflation hit 3.3% in March. Here is what the conflict means for oil markets, global supply chains, and India.
Read article
RBI held the repo rate at 5.25% on April 8, 2026. FY27 inflation forecast raised to 4.6%, GDP revised down to 6.9%. What it means for home loans, FDs, and key sectors.
Read article
Hormuz declared open, Brent crashes 9%. Nifty at 24,353, WPI hits 3-year high, Jio IPO incoming, and IMD issues lowest monsoon forecast in 25 years. Full breakdown inside.
Read article
US-Iran ceasefire sent Nifty up 5.86% this week to 24,050, but Hormuz stays closed. RBI held rates, SIP hit a record, and FPI selling continued. Full breakdown inside. 164 characters. Opens with the
Read article
Iran escalates, Nifty falls 2%, FPIs pull $12.31 billion in March, rupee hits record low. Get Finnovate's weekly roundup of Indian markets, macro data, and corporate developments for the week ending M
Read article
Read Finnovate Weekly Capsule for Mar 16 to Mar 20, 2026 ending week covering crude oil spike, rupee weakness, FPI selling, Fed policy, WPI inflation, HDFC Bank developments, Jio IPO, bond yields, and
Read article
Finnovate Weekly Capsule (Mar 09–Mar 13, 2026): India CPI rises to 3.21%, Sensex falls 14%, crude crosses $100, FPIs sell heavily, and key global and Indian market developments explained with impact a
Read article
Finnovate Weekly Capsule (Mar 02–Mar 06, 2026): Crude spikes to $90, rupee hits ₹92, CAD at 1.3%, AI infrastructure boom, EV competition heats up and key global and Indian market developments explaine
Read article
Finnovate Weekly Capsule (Feb 23–Feb 27, 2026): FY26 GDP revised to 7.6%, fiscal deficit update, oil supply risks, IPO weakness, Sensex correction, trade tensions and key market developments explained
Read article
Finnovate Weekly Capsule (Feb 16–Feb 20, 2026): Fed divergence on rates, India trade deficit at $34.68bn, AI capex surge by Reliance & Yotta, Russian oil imports drop, FPI buying and key market develo
Read article
Finnovate Weekly Capsule (Feb 09–Feb 13, 2026): India CPI at 2.75% under new series, FPIs turn buyers, gold ETF surge, AI wipes ₹4.5 trillion from IT stocks, US CPI cools and key market developments e
Read article
Tata Sons missed its RBI listing deadline. Deregistration stalled. Two Tata Trusts vice-chairmen now back listing. Full breakdown: shareholding, SP Group debt trap, and the case for going public.
Read article
FY26 saw 108 mainboard IPOs raise ₹1,75,186 crore - a record. Yet 71 of those IPOs are below their issue price. Here is the full performance breakdown, subscription data, and what it means for investo
Read article
Omnitech Engineering IPO review 2026: issue size, price band, lot size, order book, business model, financials, valuation (EPS/P-E), use of proceeds for new facilities, key risks, and who it may suit.
Read article
PNGS Reva Diamond Jewellery IPO review 2026: price band, lot size, business model (FOCO/FOFO/COCO), financials, valuation, use of proceeds for 15 new stores, key risks, and who it may suit. Educationa
Read article
Gaudium IVF IPO review covering business model, financials, valuation, GMP, use of proceeds, risks, and who this Gaudium IVF stock may suit. A neutral, data-backed analysis for retail investors.
Read article
Fractal Analytics IPO review covering business model, financials, valuation, GMP, use of proceeds, risks, and who this AI-led company may suit. A neutral, data-backed analysis for retail investors.
Read article
Shadowfax IPO review covering business model, financials, valuation, GMP, peer comparison with Blue Dart and Delhivery, key risks, and who this logistics IPO may suit.
Read article
Detailed Amagi Media Labs IPO review covering business model, financials, GMP, risks, use of proceeds, and who this ad-tech IPO may suit.
Read article
BCCL IPO review with price band, GMP snapshot, financials, key ratios, risks, timeline, and what drives earnings in a cyclical PSU coking coal business.
Read article
Nifty fell 3.27% in FY26, but 20 stocks delivered 10% to 35% positive returns. See the full ranked table, four winning categories, and what drove outperformance in a difficult year.
Read article
Michael Burry’s Palantir put options bet highlights a bigger question for AI stocks: can heavy AI spending translate into real earnings and margins?
Read article
Indian IT stocks have lost $50 billion in 2025 amid Anthropic AI concerns. Is this structural disruption or an overreaction by markets?
Read article
Microsoft stock fell up to 12% despite strong results as markets focused on its $37B AI and cloud spend and tougher questions around ROI timelines.
Read article
Swiggy and Eternal had sharply different Dec 2025 results. Compare Blinkit vs Instamart metrics and see why scale and asset use drive outcomes.
Read article
The FMCG index in India has slipped from its 2024 peak. See what changed in volumes, pricing, competition and quick commerce, and what it means for investors.
Read article
HAL has a ₹2.5 lakh crore order book, but execution delays, supply chain gaps, and manpower shortages now threaten India’s defence timelines and growth outlook.
Read article
Reliance Q2FY26: profit ₹22,092 cr (+14.3%), EBITDA ₹50,367 cr (+14.6%), revenue ₹2.84 tn (+10%). Jio ARPU ₹211.4; Retail ₹90,018 cr; O2C EBITDA up 20.9%.
Read article
Infosys announced a ₹18,000 crore share buyback at ₹1,800. Will this fix valuation concerns or are long-term growth triggers still missing? A clear analysis for investors.
Read article
ITR-U lets you correct past returns up to 48 months after the Assessment Year. But it only works in one direction and can only be filed once. Understand the penalty slabs (25% to 70%), when you cannot
Read article
Dividend income is taxable at your slab rate since FY 2020–21. Learn TDS rules (₹10,000 threshold), Section 57 deductions, foreign dividend reporting, IDCW tax treatment, and how to file correctly.
Read article
Understand REIT taxation in India. Learn how dividend, interest, rent, repayment of debt, and capital gains from listed REITs are taxed, with simple examples.
Read article
Understand income tax rules for senior citizens in India, including old vs new tax regime, Section 80TTB, Section 80D, advance tax relief, and SCSS tax treatment.
Read article
Understand ETF taxation in India in 2026. Learn how equity, debt, gold, and silver ETFs are taxed, holding periods, LTCG, STCG, set-off rules, and key mistakes to avoid.
Read article
From April 1, 2026, the Income Tax portal moves into the framework of the Income Tax Act, 2025. Know what changes for Tax Year, TDS/TCS corrections, and updated return filing.
Read article
Draft Income-tax Rules 2026 may change when PAN is required for cash deposits/withdrawals, vehicles, property, hotels, and insurance. Limits + examples.
Read article
Selling property? Learn how to calculate capital gains, when STCG vs LTCG applies, how indexation choice works for eligible residents, and how to use Section 54, 54EC, 54F and CGAS to reduce tax.
Read article
Section 80C deductions for FY 2025–26 explained with the full list, ₹1.5 lakh limit logic, required proofs, and common mistakes. Includes PF, PPF, ELSS, insurance, tuition fees, and more.
Read article
Confused between reducing EMI or reducing tenure after a loan prepayment? See what saves more interest, when each option fits, and use a quick decision checklist.
Read article
SEBI is using AI to track finfluencers. Use this checklist to spot risky “tips”, verify registrations, and avoid misleading promos.
Read article
Learn how credit cards impact personal financial planning in India, from CIBIL score and utilization to minimum due traps and safe rules.
Read article
A practical asset allocation guide for India with age-wise equity-debt-gold-cash ranges and clear rules for goals and retirement.
Read article
Learn how the Rule of 72 helps you estimate how long your investment will take to double, and how to use CAGR and Reverse CAGR for financial planning.
Read article
Warren Buffett’s retirement raises a bigger question for investors - can “hold forever” investing still work in fast-changing, technology-driven markets?
Read article
A simple January money reset checklist for Indians. Review emergency fund, SIPs, insurance, loans, taxes, and goals in one focused hour.
Read article
Covered bonds, perpetual bonds, and AT1 bonds look similar but behave very differently. Learn how they work, key risks, and a comparison table.
Read article
Debt Fund vs FD explained in simple. Compare safety, returns, tax, risk and liquidity. See which is better for short-term goals in India.
Read article
EPF vs PPF vs NPS explained simply for India (2026). Compare returns type, tax buckets, lock-in, liquidity, and how to combine them for retirement.
Read article
EPF or PPF, which is better? Use this India guide with a quick comparison table, tax notes, withdrawal rules, and a clear decision guide.
Read article
Compare SWP vs annuity for monthly income. See ₹2 crore example, tax angle, risks, and a simple framework to choose.
Read article
Understand SWP taxation in India: principal vs gains, FIFO unit rules, fund category and holding period basics - clear concepts, no rate tables.
Read article
Learn how to size a 12–24 month SWP cash buffer, where to hold it, and when to refill—plus what to do when markets drop. India-focused, practical.
Read article
Learn the bucket retirement strategy for Indians. Split corpus into cash, income & growth buckets to beat inflation and sustain 25–30 years.
Read article
Common SWP mistakes - and simple fixes. Build buffers, pick sensible payouts, plan reviews, avoid exit-load surprises, and handle taxes.
Read article
A simple India guide to Systematic Withdrawal Plans (SWP): what it is, how it works, risks and tax basics - plus a calculator to estimate your monthly payout.
Read article
Starting at 40? Build a strong retirement corpus in India with SIPs, NPS, smart asset allocation, debt payoff and tax-efficient planning & practical steps.
Read articleTry another keyword or reset the search.
India Real GDP growth hits 7.8% in Q1 FY24. Learn how services led the charge....
A practical asset allocation guide for India with age-wise equity-debt-gold-cash ranges and clear rules for go...
Discover the 7 essential steps to achieve financial well-being. Learn how to save, invest, and protect your we...
Learn why retirement planning is essential for a secure financial future. Discover how starting early, handlin...
Confused between reducing EMI or reducing tenure after a loan prepayment? See what saves m...
SEBI is using AI to track finfluencers. Use this checklist to spot risky “tips”, verif...
Learn how credit cards impact personal financial planning in India, from CIBIL score and u...
Handpicked MF explainers so you see more than just the headline view.
Your SIP is active, the amount is decent, but the corpus feels underwhelming. Here are the...
Apr 24, 2026
Most Indian investors hold 8 to 14 funds and call it diversification. This guide explains ...
Apr 23, 2026
Passive fund AUM rose 23% to ₹14.11 lakh crore in FY26. Silver ETF folios surged 711%, G...
Apr 13, 2026
Equity inflows hit ₹40,450 crore in March 2026, the 61st positive month. MFs bought a re...
Apr 11, 2026Short explainers and walkthroughs you can binge in a few minutes.
Visual snapshots that turn complex money ideas into quick takes.
India’s Kharif output in 2025 faces risks from excess rainfall, crop damage, and delayed Rabi sowing. Learn its impact on food inflation and GDP growth.
Read full
Stay updated on Nifty Index changes and the addition of top internet stocks like Zomato, Paytm, and Nykaa to the Nifty Next 50.
Read full
Explore how celebrities are diversifying their portfolios with investments in startups and emerging industries.
Read full