How Credit Cards Impact Personal Financial Planning in India
Learn how credit cards impact personal financial planning in India, from CIBIL score and utilization to minimum due traps and safe rules.
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Asset Allocation by Age in India: Ideal Equity, Debt, Gold Split
A practical asset allocation guide for India with age-wise equity-debt-gold-cash ranges and clear rules for goals and retirement.
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Understanding the Rule of 72: Estimate Investment Growth
Learn how the Rule of 72 helps you estimate how long your investment will take to double, and how to use CAGR and Reverse CAGR for financial planning.
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Warren Buffett Retires: Is Long-Term Investing Reaching Its Limits?
Warren Buffett’s retirement raises a bigger question for investors - can “hold forever” investing still work in fast-changing, technology-driven markets?
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Annual Personal Finance Checklist for 2026: A Simple January Money Reset
A simple January money reset checklist for Indians. Review emergency fund, SIPs, insurance, loans, taxes, and goals in one focused hour.
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Covered Bonds vs Perpetual vs AT1 Bonds Explained
Covered bonds, perpetual bonds, and AT1 bonds look similar but behave very differently. Learn how they work, key risks, and a comparison table.
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Debt Fund vs FD: A Simple Comparison (Returns, Tax, Risk)
Debt Fund vs FD explained in simple. Compare safety, returns, tax, risk and liquidity. See which is better for short-term goals in India.
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Saving vs Investing: A Simple Framework That Works
Confused between saving and investing? Learn a simple, practical framework to decide how much to save, how much to invest, and what to prioritise at each life stage.
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Money Stress Isn’t About Money - It’s About Structure
Most people feel money stress not due to low income but due to lack of structure. Learn how clarity, planning, and systems reduce financial anxiety
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Active vs. Passive Portfolio Management: Which One is Right for You?
Explore the key differences between active and passive portfolio management strategies and learn which one aligns with your financial goals. Find out how to choose the best approach for your investmen
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Types of Specialized Investment Funds (SIFs) Explained
Explore the different types of Specialized Investment Funds (SIFs) - Equity, Debt, and Hybrid - and understand how each investment strategy works.
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FD Laddering in India: A Smarter Way to Plan Fixed Deposits
Learn how FD Laddering helps you earn better returns, stay liquid, and structure your fixed deposits smartly. Safe, simple, and perfect for Indian investors.
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