1 Crore Calculator : My First 1 Crore

Start investing a small amount monthly and start your journey towards your first one crore

1 Crore Calculator

How much can you invest monthly?

2000

Select investment portfolio type

Conservative
Moderate
Aggressive

If you invest Rs. 50,000 every month you will become crorepati in
16 years

Want to become a crorepati? Let’s make that goal real.

The 1 Crore SIP Calculator helps you find out after how many years you will become a Crorepati. Whether you're saving for retirement, a house, your child’s education, or financial freedom - this tool shows how much and how long it will take to get there.

Why Use the 1 Crore Calculator?

Saving without a plan can feel confusing. But with a specific goal like ₹1 crore, you can:

  • Track your progress clearly
  • Understand the power of compounding
  • Set a monthly SIP that suits your income
  • Avoid the stress of last-minute savings

Whether you’re starting small or have a larger budget, this calculator gives you clarity and direction.

How Much Should You Invest Monthly to Reach ₹1 Crore?

Here’s a quick look at how long it will take to reach 1 crore at 12% retun rate with different SIP amounts:

Monthly SIP Tenure (Years) Return @12% Final Corpus
₹10,000 20.7 12% ₹1 Crore
₹15,000 17.6 12% ₹1 Crore
₹20,000 15.4 12% ₹1 Crore
₹25,000 13.8 12% ₹1 Crore

These are estimates. You can try different numbers using the calculator.


Try our SIP Calculator to compare across multiple goals.

What Investment Options Help Reach ₹1 Crore?

To reach ₹1 crore efficiently, most people use:

  • SIPs in equity mutual funds – high potential for long-term growth
  • Hybrid or balanced funds – if you want lower risk
  • Lump sum investments – if you already have money ready
  • Step-up SIPs – increase your monthly investment every year by 5–10% to stay on track

The calculator helps you test all of these with different return and tenure combinations.

How to Use the 1 Crore Calculator

Using the calculator is simple. You just need to enter:

  • Your monthly investment (or target amount)
  • Select return rate type (e.g. 12%)

Based on this, the calculator tells you:

How long it will take to reach ₹1 crore (in years & months)

What Does ₹1 Crore Mean for You?

₹1 crore isn’t just a number. It’s:

  • A safety net for your family
  • A comfortable retirement
  • A head-start for your child’s future
  • Freedom from financial stress

Setting a ₹1 crore goal is the first step toward financial independence - and this tool helps you get there with clarity.

Start Your ₹1 Crore Journey Today

Ready to reach your first crore? Don’t leave it to chance - plan with purpose.

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FAQs

How to become Crorepati in 5 years?

Based on a 12% annual return, you'll need to invest around Rs. 1,20,000 per month via SIP or make a lumpsum investment of approximately Rs. 57 lakh.

How to become Crorepati in 10 years?

To reach Rs 1 crore in 10 years, you will need to invest more aggressively. Example: If you invest Rs 43,000 per month in equity mutual funds or stocks with an average annual return of 12%, you could accumulate wealth of around Rs 1 crore in 10 years.

Is mutual fund SIP the best way to make 1 crore?

long-term goals, SIPs in equity mutual funds are one of the best options. They offer the power of compounding with flexibility and tax efficiency.

Can I do this without a financial advisor?

You can start with the calculator, but if you want a full financial plan, we recommend speaking to a SEBI-registered advisor.