Archive of all the blogs posted
Showing 11 articles this page
How much corpus do you need for Rs 1 lakh per month in retirement? Age-wise corpus targets, SIP required, safe withdrawal rate for India, and the healthcare buffer most plans ignore.
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EPF vs PPF vs NPS explained simply for India (2026). Compare returns type, tax buckets, lock-in, liquidity, and how to combine them for retirement.
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EPF or PPF, which is better? Use this India guide with a quick comparison table, tax notes, withdrawal rules, and a clear decision guide.
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Compare SWP vs annuity for monthly income. See ₹2 crore example, tax angle, risks, and a simple framework to choose.
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Understand SWP taxation in India: principal vs gains, FIFO unit rules, fund category and holding period basics - clear concepts, no rate tables.
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Learn how to size a 12–24 month SWP cash buffer, where to hold it, and when to refill—plus what to do when markets drop. India-focused, practical.
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Learn the bucket retirement strategy for Indians. Split corpus into cash, income & growth buckets to beat inflation and sustain 25–30 years.
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Common SWP mistakes - and simple fixes. Build buffers, pick sensible payouts, plan reviews, avoid exit-load surprises, and handle taxes.
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A simple India guide to Systematic Withdrawal Plans (SWP): what it is, how it works, risks and tax basics - plus a calculator to estimate your monthly payout.
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Starting at 40? Build a strong retirement corpus in India with SIPs, NPS, smart asset allocation, debt payoff and tax-efficient planning & practical steps.
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Reached ₹5 crore? Learn whether it is enough to retire in India, how much monthly income it can support, how to structure your portfolio, and how to reduce tax drag.
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