Compare ESOP vs RSU taxation in India: perquisite tax, capital gains, TDS rules, and the new FAST-DS 2026 disclosure scheme, plus a free tax calculator.
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Compare ESOP vs RSU taxation in India: perquisite tax, capital gains, TDS rules, and the new FAST-DS 2026 disclosure scheme, plus a free tax calculator.
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Surrenders made up 38.3% of life insurance payouts in FY26, ahead of maturity benefits at 36.9%. Here is what the RBI's FSR reveals about why, and what it means for your policy.
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Calculate your HRA exemption under Section 10(13A) for FY 2025-26. Metro vs non-metro rules, the new tax regime impact, rent to parents, HRA with a home loan, and the documents you need. Free HRA calc
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FPIs sold $5.21 billion from Indian equities in June 2026. But BFSI turned net buyer at $357M. Debt inflows exceeded equity outflows by $500M. Full 23-sector NSDL breakdown, the H2 June reversal story
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India VIX hits 11.83, lowest since Feb 2026. Brent at $72, Hormuz flows cross 10mn bpd, FPIs near-neutral in June, TCS results on July 9. Full weekly breakdown inside.
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Nifty rose 2.95% in June 2026 but is down 5.02% year-on-year. Shriram Finance ranked #1 with a 57.48% 1-year return. IndiGo posted the best monthly gain at 21.84%. Full ranked table of top-20 Nifty st
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EPF stops. Group health lapses. Advance tax starts. Here's what actually disappears when you quit your salaried job to freelance in India, and what to rebuild before you resign.
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Amazon Now is targeting 100 Indian cities with 1,000+ micro-fulfilment centres. But the real bet is upstream: 16,000+ direct farmer partners, 70% sourcing within 200km, and a 6x farm scale-up by end o
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RBI replaced its NBFC-UL scoring system with a single ₹1 lakh crore asset test on June 24, 2026. Tata Sons exceeds it comfortably. Here is why one reading calls this relief and another calls it pressu
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Goal-based financial planning links every investment to a specific life goal. Learn what it means, how it works in India, and a 5-step framework to get started with your own plan.
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Global gold has fallen ~27% from its January 2026 peak. India's gold loan market is estimated at ₹14 trillion. Three risks borrowers underestimate: accrued interest eroding LTV, auction gaps, and a ru
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Brent crashes 10% to $72, India VIX halves from 27 to 13 in 4 days, Goldman upgrades India GDP, Meta buys into CRED, gold loans hit 41% of retail credit. Full breakdown inside.
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Both GIFT City IFSC and direct LRS use the same USD 250,000 annual limit. The real differences are product access, transaction costs, and ITR compliance. Full comparison for resident Indians.
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No SSY for boys? Here is what works instead. PPF, equity SIPs, NPS Vatsalya and post office schemes explained for parents planning their son's future in India.
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Quick commerce runs on dense urban clusters - a model that covers 8% of India's population. Rural commerce platforms like Rozana and VilCart are building a reliability-first, Kirana-inclusive model fo
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The Fed held rates at 3.50%-3.75% on June 17, 2026. Warsh's first meeting as chair: a 130-word policy statement, no personal dot submitted, and a dot plot now showing one hike as the 2026 base case. W
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FPIs sold $6.70 billion from Indian equities in H1 June 2026, reversing May's tapering trend. 19 of 23 sectors saw outflows. BFSI, Oil and Gas, and Automobiles led selling. Full NSDL sector-by-sector
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US-Iran deal signed, war ends after 107 days. Jio DRHP filed, NSE IPO announced, Brent at $79, gold crashes, silver down ₹10,000/kg. Full weekly breakdown inside.
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Indian online shoppers lose ₹25,000-28,000 crore a year to dark patterns. 88% are affected. Here is how Roach Motel traps, drip pricing, visual interference, and data privacy manipulation work - and w
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SEBI Chairman announced longer-term F&O contracts on June 12, 2026. But quarterly Nifty options already exist — and March 2027 contracts have just 240 lots of volume. Here is what the data shows and t
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India's headline CPI rose to 3.93% in May 2026, food inflation hit 4.78%, and transport inflation surged from -0.01% to 1.75% after four rounds of fuel price hikes. Full MoSPI basket breakdown, item-l
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US-Iran deal to be signed Sunday. Brent at $87, ECB hikes, SpaceX IPO 4x subscribed, India CPI at 3.93%, FPIs sold $30.71bn in CY2026. Full weekly breakdown inside.
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The bank approves EMI up to 55% of gross income. But your real affordability is lower - it depends on SIPs, emergency fund, insurance, and income risk. This article calculates the right number.
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SEBI's June 2026 interim order alleges ₹15.15 lakh crore revenue misrepresentation at Rajesh Exports over five years. The case was triggered by a shareholder complaint, not an audit. Here is what the
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RBI holds at 5.25%, India GDP hits 7.7% for FY26. Gold crashes 2.5%, US proposes 12.5% tariff on India, SpaceX files world's largest IPO. Full weekly breakdown inside.
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Learn how NRIs can invest through GIFT City IFSC, including foreign currency accounts, mutual funds, PMS, AIFs, tax treatment, repatriation rules, and key risks.
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Nifty Mid-Cap 100 rose ~2.2% and hit a new 52-week high in May 2026 while Nifty 50 fell 2.6%. Power equipment, financial inclusion, metals, and telecom drove the top 20. Finnovate's four-factor rankin
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Nifty 50 fell ~2.6% in May 2026, but 14 of the top 20 ranked stocks posted positive monthly returns. Finnovate's four-factor model ranks all Nifty stocks on momentum, 1-year return, bounce from low, a
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MSCI cuts India's EM weight to 11.2%, IMD downgrades monsoon to 90% of LPA, Sensex crashes 1,092 points. US-Iran Hormuz deal awaits Trump. Full weekly breakdown inside.
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Redeeming mutual funds for a home down payment triggers capital gains tax, breaks compounding, and often stops SIPs. This guide runs the full numbers - tax, opportunity cost, and SIP impact - before y
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Read latest market updates for the week (May 18–May 22, 2026) at Finnovate Weekly Capsule.
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Ceasefire on "massive life support." Brent at $109, rupee hits ₹96, WPI spikes to 8.3%, first fuel hike in 4 years, gold duty raised to 15%. Full weekly breakdown inside.
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Air India's FY26 loss exceeded Rs 22,000 crore, more than double FY25. CEO Campbell Wilson has resigned. The board is cutting capacity by 20%-plus. Here is what drove the crisis and what the turnaroun
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Berkshire Hathaway hit a record $397 billion in cash in Q1 2026 under new CEO Greg Abel, more than Apple, Amazon, Alphabet, and Microsoft combined. Here is what drove it and what it means.
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Finnovate Weekly Capsule (May 04–May 08, 2026). Trump pauses Iran blockade, Brent falls from $115 to $101. Direct tax miss, SBI margins disappoint, NSE launches gold EGRs, and Berkshire sits on $397 b
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India's 2025 insurance law passed by Parliament didn't extend open architecture to individual agents. Here's what changed, what didn't, and what bancassurance reform still means for SBI Life, LIC, and
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Nifty 50 hasn't ranked in the Top 5 across any time frame - 3, 5, 10, 15, or 20 years. See the full cross-asset CAGR table and what it means for your return expectations.
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ITR-U lets you correct past returns up to 48 months after the Assessment Year. But it only works in one direction and can only be filed once. Understand the penalty slabs (25% to 70%), when you cannot
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Dividend income is taxable at your slab rate since FY 2020–21. Learn TDS rules (₹10,000 threshold), Section 57 deductions, foreign dividend reporting, IDCW tax treatment, and how to file correctly.
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Understand REIT taxation in India. Learn how dividend, interest, rent, repayment of debt, and capital gains from listed REITs are taxed, with simple examples.
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Understand income tax rules for senior citizens in India, including old vs new tax regime, Section 80TTB, Section 80D, advance tax relief, and SCSS tax treatment.
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Understand ETF taxation in India in 2026. Learn how equity, debt, gold, and silver ETFs are taxed, holding periods, LTCG, STCG, set-off rules, and key mistakes to avoid.
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From April 1, 2026, the Income Tax portal moves into the framework of the Income Tax Act, 2025. Know what changes for Tax Year, TDS/TCS corrections, and updated return filing.
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Confused between reducing EMI or reducing tenure after a loan prepayment? See what saves more interest, when each option fits, and use a quick decision checklist.
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SEBI is using AI to track finfluencers. Use this checklist to spot risky “tips”, verify registrations, and avoid misleading promos.
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Learn how credit cards impact personal financial planning in India, from CIBIL score and utilization to minimum due traps and safe rules.
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A practical asset allocation guide for India with age-wise equity-debt-gold-cash ranges and clear rules for goals and retirement.
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Draft Income-tax Rules 2026 may change when PAN is required for cash deposits/withdrawals, vehicles, property, hotels, and insurance. Limits + examples.
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Compare Term Insurance, Endowment, and ULIP in a clear, unbiased way. Understand costs, cover, returns, and why separating protection and investing works best.
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Compare family floater vs individual health insurance in India - costs, coverage, pros & cons, and when to choose each. Simple guide for professionals.
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Protect income and cashflows first. See why term and health insurance form the base of a solid financial plan in India - then invest with confidence.
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Understand what term insurance means, how it works, key benefits, and why every professional needs it. Explained in simple terms for beginners.
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How to claim Section 80D for parents and senior citizens in FY 2025–26 - limits, medical expenditure without insurance, preventive check-ups, old vs new regime, and examples.
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Discover how India's life insurance industry is evolving post-New Tax Regime (NTR). Learn the key trends shaping the future of life insurance in 2025, including AI, financial planning integration, and
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Health insurance isn’t enough! Learn how to build extra medical funds through emergency planning, tax breaks, insurance riders, and top-up plans.
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Discover why mutual funds are restricting inflows into small cap funds due to liquidity concerns and market pr...
ITR-U lets you correct past returns up to 48 months after the Assessment Year. But it only works in one direct...
Zepto IPO postponed to late 2026 amid regulatory, customer, and vendor challenges. Find out what's holding it ...
No SSY for boys? Here is what works instead. PPF, equity SIPs, NPS Vatsalya and post office schemes explained ...
EPF stops. Group health lapses. Advance tax starts. Here's what actually disappears when y...
Goal-based financial planning links every investment to a specific life goal. Learn what i...
No SSY for boys? Here is what works instead. PPF, equity SIPs, NPS Vatsalya and post offic...
Handpicked MF explainers so you see more than just the headline view.
Active equity MF inflows fell 40.4% in May 2026 to ₹22,908 crore, but still drove more A...
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Passive fund net inflows hit just ₹362 crore in May 2026 despite 33% folio and 25% AUM g...
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Jun 11, 2026
SIP inflows hit a record ₹32,087 crore in March 2026. Yet the stoppage ratio crossed 100...
Jun 01, 2026Short explainers and walkthroughs you can binge in a few minutes.
Visual snapshots that turn complex money ideas into quick takes.
India’s Kharif output in 2025 faces risks from excess rainfall, crop damage, and delayed Rabi sowing. Learn its impact on food inflation and GDP growth.
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Stay updated on Nifty Index changes and the addition of top internet stocks like Zomato, Paytm, and Nykaa to the Nifty Next 50.
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Explore how celebrities are diversifying their portfolios with investments in startups and emerging industries.
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