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Why India Is Buying More Oil on the Spot Market After the 2026 Middle East Crisis

India's crude imports shifted fast after the 2026 Iran war. Russia's share hit 52-54% by June, as refiners pivot from term contracts to spot buying.

Mutual Funds Jul 09, 2026 10 min read

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Why India Is Buying More Oil on the Spot Market After the 2026 Middle East Crisis

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Mutual Funds Jul 09, 2026 10 min read

Why India Is Buying More Oil on the Spot Market After the 2026 Middle East Crisis

India's crude imports shifted fast after the 2026 Iran war. Russia's share hit 52-54% by June, as refiners pivot from term contracts to spot buying.

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Tax Jul 08, 2026 11 min read

Filing ITR With Two Form 16s After a Job Switch

Changed jobs in FY 2025-26? See why combining two Form 16s can create a tax shortfall past the ₹12 lakh rebate threshold, and how to file it right.

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Mutual Funds Jul 08, 2026 8 min read

Which Equity Fund Categories Grew the Fastest Over 3 Years?

Equity fund folios grew 22.96% CAGR and AUM 29.69% over 3 years. See which of the 11 categories led, and which fell behind, per AMFI data.

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Tax Jul 07, 2026 13 min read

ESOP vs RSU Taxation in India 2026: Full Tax Comparison

Compare ESOP vs RSU taxation in India: perquisite tax, capital gains, TDS rules, and the new FAST-DS 2026 disclosure scheme, plus a free tax calculator.

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Insurance Jul 07, 2026 10 min read

Life Insurance Surrenders Now Exceed Maturity Payouts in FY26

Surrenders made up 38.3% of life insurance payouts in FY26, ahead of maturity benefits at 36.9%. Here is what the RBI's FSR reveals about why, and what it means for your policy.

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Tax Jul 06, 2026 13 min read

HRA Exemption FY 2025-26: Rules, Calculation & New Regime

Calculate your HRA exemption under Section 10(13A) for FY 2025-26. Metro vs non-metro rules, the new tax regime impact, rent to parents, HRA with a home loan, and the documents you need. Free HRA calc

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Economy Jul 06, 2026 8 min read

FPI Flows June 2026: $5.21 Billion Sold, BFSI Turns Buyer - Full Sectoral Data

FPIs sold $5.21 billion from Indian equities in June 2026. But BFSI turned net buyer at $357M. Debt inflows exceeded equity outflows by $500M. Full 23-sector NSDL breakdown, the H2 June reversal story

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Weekly Capsule Jul 04, 2026 15 min read

Finnovate Weekly Capsule (June 29–July 03, 2026) | Key Financial News

India VIX hits 11.83, lowest since Feb 2026. Brent at $72, Hormuz flows cross 10mn bpd, FPIs near-neutral in June, TCS results on July 9. Full weekly breakdown inside.

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Equity Jul 03, 2026 7 min read

Best Nifty 50 Stocks June 2026: BFSI Leads, IT Lags - Full Ranked Table

Nifty rose 2.95% in June 2026 but is down 5.02% year-on-year. Shriram Finance ranked #1 with a 57.48% 1-year return. IndiGo posted the best monthly gain at 21.84%. Full ranked table of top-20 Nifty st

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Financial Planning Jul 02, 2026 35 min read

Financial Planning for Freelancers in India: Complete Guide

EPF stops. Group health lapses. Advance tax starts. Here's what actually disappears when you quit your salaried job to freelance in India, and what to rebuild before you resign.

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Economy Jul 02, 2026 10 min read

Amazon Now India 2026: Why It's Building Farm Supply Chain, Not Just Dark Stores

Amazon Now is targeting 100 Indian cities with 1,000+ micro-fulfilment centres. But the real bet is upstream: 16,000+ direct farmer partners, 70% sourcing within 200km, and a 6x farm scale-up by end o

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Economy Jun 30, 2026 10 min read

RBI NBFC Upper Layer Rule 2026: Relief or Pressure for Tata Sons?

RBI replaced its NBFC-UL scoring system with a single ₹1 lakh crore asset test on June 24, 2026. Tata Sons exceeds it comfortably. Here is why one reading calls this relief and another calls it pressu

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Weekly Capsule Jun 29, 2026 15 min read

Finnovate Weekly Capsule (Jun 22–Jun 26, 2026) | Key Financial News

Brent crashes 10% to $72, India VIX halves from 27 to 13 in 4 days, Goldman upgrades India GDP, Meta buys into CRED, gold loans hit 41% of retail credit. Full breakdown inside.

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Equity Jun 25, 2026 11 min read

GIFT City vs Direct LRS: Which Route for Global Investing?

Both GIFT City IFSC and direct LRS use the same USD 250,000 annual limit. The real differences are product access, transaction costs, and ITR compliance. Full comparison for resident Indians.

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Economy Jun 24, 2026 9 min read

Quick Commerce's Urban Ceiling: Why Rural Commerce Is the Next Frontier

Quick commerce runs on dense urban clusters - a model that covers 8% of India's population. Rural commerce platforms like Rozana and VilCart are building a reliability-first, Kirana-inclusive model fo

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Economy Jun 23, 2026 8 min read

Fed June 2026: Warsh Holds Rates, Revamps the Statement, Questions the Dot Plot

The Fed held rates at 3.50%-3.75% on June 17, 2026. Warsh's first meeting as chair: a 130-word policy statement, no personal dot submitted, and a dot plot now showing one hike as the 2026 base case. W

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Economy Jun 22, 2026 12 min read

FPI Flows H1 June 2026: $6.7 Billion Sold, BFSI and Oil Lead Outflows

FPIs sold $6.70 billion from Indian equities in H1 June 2026, reversing May's tapering trend. 19 of 23 sectors saw outflows. BFSI, Oil and Gas, and Automobiles led selling. Full NSDL sector-by-sector

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Weekly Capsule Jun 20, 2026 15 min read

Finnovate Weekly Capsule (Jun 15–Jun 19, 2026) | Key Financial News

US-Iran deal signed, war ends after 107 days. Jio DRHP filed, NSE IPO announced, Brent at $79, gold crashes, silver down ₹10,000/kg. Full weekly breakdown inside.

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Economy Jun 18, 2026 12 min read

Dark Patterns in Indian Ecommerce: What They Are and How to Protect Yourself

Indian online shoppers lose ₹25,000-28,000 crore a year to dark patterns. 88% are affected. Here is how Roach Motel traps, drip pricing, visual interference, and data privacy manipulation work - and w

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Economy Jun 17, 2026 12 min read

SEBI Long-Term Derivatives 2026: What It Takes to Make LEAPS Work in India

SEBI Chairman announced longer-term F&O contracts on June 12, 2026. But quarterly Nifty options already exist — and March 2027 contracts have just 240 lots of volume. Here is what the data shows and t

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Economy Jun 16, 2026 11 min read

India CPI Inflation May 2026: 3.93%, Fifth Straight Monthly Rise

India's headline CPI rose to 3.93% in May 2026, food inflation hit 4.78%, and transport inflation surged from -0.01% to 1.75% after four rounds of fuel price hikes. Full MoSPI basket breakdown, item-l

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Mutual Funds Jun 15, 2026 10 min read

Mutual Fund AUM May 2026: Flows Beat Price Moves Across Equity Categories

Active equity MF inflows fell 40.4% in May 2026 to ₹22,908 crore, but still drove more AUM change than price moves. Mid-cap and small-cap funds led on both flows and price. Large-cap and flexi-cap saw

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Weekly Capsule Jun 15, 2026 15 min read

Finnovate Weekly Capsule (Jun 08–Jun 12, 2026) | Key Financial News

US-Iran deal to be signed Sunday. Brent at $87, ECB hikes, SpaceX IPO 4x subscribed, India CPI at 3.93%, FPIs sold $30.71bn in CY2026. Full weekly breakdown inside.

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Mutual Funds Jun 12, 2026 13 min read

Passive Fund Flows May 2026: AUM Up 25%, Net Inflows Near Zero

Passive fund net inflows hit just ₹362 crore in May 2026 despite 33% folio and 25% AUM growth. Gold ETFs recorded first outflow in 13 months. Full AMFI data breakdown.

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Mutual Funds Jun 11, 2026 24 min read

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Equity Jun 08, 2026 11 min read

Rajesh Exports SEBI Order: The Auditor Failure India Needs to Reckon With

SEBI's June 2026 interim order alleges ₹15.15 lakh crore revenue misrepresentation at Rajesh Exports over five years. The case was triggered by a shareholder complaint, not an audit. Here is what the

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Weekly Capsule Jun 06, 2026 13 min read

Finnovate Weekly Capsule (June 01–June 05, 2026) | Key Financial News

RBI holds at 5.25%, India GDP hits 7.7% for FY26. Gold crashes 2.5%, US proposes 12.5% tariff on India, SpaceX files world's largest IPO. Full weekly breakdown inside.

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Equity Jun 04, 2026 21 min read

GIFT City Investing for NRIs: Tax, Products & Account Guide 2026

Learn how NRIs can invest through GIFT City IFSC, including foreign currency accounts, mutual funds, PMS, AIFs, tax treatment, repatriation rules, and key risks.

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Equity Jun 03, 2026 11 min read

Nifty Mid-Cap 100 Outperforms in May 2026: Top 20 Stocks Ranked

Nifty Mid-Cap 100 rose ~2.2% and hit a new 52-week high in May 2026 while Nifty 50 fell 2.6%. Power equipment, financial inclusion, metals, and telecom drove the top 20. Finnovate's four-factor rankin

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Equity Jun 02, 2026 9 min read

Best Performing Nifty 50 Stocks: May 2026 Rankings

Nifty 50 fell ~2.6% in May 2026, but 14 of the top 20 ranked stocks posted positive monthly returns. Finnovate's four-factor model ranks all Nifty stocks on momentum, 1-year return, bounce from low, a

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Mutual Funds Jun 01, 2026 12 min read

SIP Stability or Stagnation: What the 2026 AMFI Data Actually Shows

SIP inflows hit a record ₹32,087 crore in March 2026. Yet the stoppage ratio crossed 100% in both March and April. SIP AUM at ₹16.85 lakh crore is stable, but outstanding SIP accounts contracted. Here

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Weekly Capsule May 30, 2026 14 min read

Finnovate Weekly Capsule (May 25–May 29, 2026) | Key Financial News

MSCI cuts India's EM weight to 11.2%, IMD downgrades monsoon to 90% of LPA, Sensex crashes 1,092 points. US-Iran Hormuz deal awaits Trump. Full weekly breakdown inside.

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Mutual Funds May 27, 2026 11 min read

India's Savings Rotation: FD to Mutual Fund Shift Explained

India's household savings in equities and MFs rose from 2% to 15.2% between FY12 and FY25, while bank deposit flows fell 8.97%. What's driving the shift and what it means for investors in their 30s an

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Weekly Capsule May 25, 2026 13 min read

Finnovate Weekly Capsule (May 18–May 22, 2026) | Key Financial News

Read latest market updates for the week (May 18–May 22, 2026) at Finnovate Weekly Capsule.

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Mutual Funds May 19, 2026 14 min read

Equity Fund AUM April 2026: Price Accretion Drives the Gain

Mutual fund AUM jumped 11% to ₹81.92 lakh crore in April 2026. But 60% of the ₹8.19 lakh crore gain came from price accretion, not fresh flows. Full AMFI data breakdown with category analysis.

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Weekly Capsule May 18, 2026 13 min read

Finnovate Weekly Capsule (May 11–May 15, 2026) | Key Financial News

Ceasefire on "massive life support." Brent at $109, rupee hits ₹96, WPI spikes to 8.3%, first fuel hike in 4 years, gold duty raised to 15%. Full weekly breakdown inside.

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Mutual Funds May 15, 2026 12 min read

Passive Funds April 2026: Flows, Folios and the Gold ETF Story

Passive fund flows hit Rs 20,082 crore in April 2026, down 33% from March. Equity passive held strong. Gold and silver ETF AUM crossed Rs 2.60 trillion. Full 12-category AMFI breakdown here

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Equity May 13, 2026 14 min read

Air India Crisis 2026: Rs 58,000 Crore in Losses and What Comes Next

Air India's FY26 loss exceeded Rs 22,000 crore, more than double FY25. CEO Campbell Wilson has resigned. The board is cutting capacity by 20%-plus. Here is what drove the crisis and what the turnaroun

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Equity May 12, 2026 11 min read

Berkshire Hathaway $397 Billion Cash Pile: What It Signals

Berkshire Hathaway hit a record $397 billion in cash in Q1 2026 under new CEO Greg Abel, more than Apple, Amazon, Alphabet, and Microsoft combined. Here is what drove it and what it means.

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Weekly Capsule May 09, 2026 13 min read

Finnovate Weekly Capsule (May 04–May 08, 2026) | Key Financial News

Finnovate Weekly Capsule (May 04–May 08, 2026). Trump pauses Iran blockade, Brent falls from $115 to $101. Direct tax miss, SBI margins disappoint, NSE launches gold EGRs, and Berkshire sits on $397 b

Read article

Insurance Apr 28, 2026 12 min read

Open Architecture in Insurance: What India's 2025 Reform Actually Changed

India's 2025 insurance law passed by Parliament didn't extend open architecture to individual agents. Here's what changed, what didn't, and what bancassurance reform still means for SBI Life, LIC, and

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Equity Apr 27, 2026 9 min read

Indian Equity Returns vs Gold: What 20-Year Data Reveals

Nifty 50 hasn't ranked in the Top 5 across any time frame - 3, 5, 10, 15, or 20 years. See the full cross-asset CAGR table and what it means for your return expectations.

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Tax Mar 27, 2026 22 min read

ITR-U Updated Return India: Cost, Eligibility & Penalty Slabs (2025–26)

ITR-U lets you correct past returns up to 48 months after the Assessment Year. But it only works in one direction and can only be filed once. Understand the penalty slabs (25% to 70%), when you cannot

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Tax Mar 25, 2026 17 min read

How Is Dividend Income Taxed in India? Rates, TDS & Rules

Dividend income is taxable at your slab rate since FY 2020–21. Learn TDS rules (₹10,000 threshold), Section 57 deductions, foreign dividend reporting, IDCW tax treatment, and how to file correctly.

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Tax Mar 19, 2026 14 min read

REIT Taxation in India: How REIT Income and Capital Gains Are Taxed

Understand REIT taxation in India. Learn how dividend, interest, rent, repayment of debt, and capital gains from listed REITs are taxed, with simple examples.

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Tax Mar 18, 2026 13 min read

Income Tax for Senior Citizens in India: Benefits, Exemptions, and Old vs New Regime

Understand income tax rules for senior citizens in India, including old vs new tax regime, Section 80TTB, Section 80D, advance tax relief, and SCSS tax treatment.

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Tax Mar 12, 2026 18 min read

ETF Taxation in India 2026: Equity, Debt, Gold & Silver ETF Tax Rules Explained

Understand ETF taxation in India in 2026. Learn how equity, debt, gold, and silver ETFs are taxed, holding periods, LTCG, STCG, set-off rules, and key mistakes to avoid.

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Tax Mar 10, 2026 7 min read

Income Tax Portal Changes from April 1, 2026

From April 1, 2026, the Income Tax portal moves into the framework of the Income Tax Act, 2025. Know what changes for Tax Year, TDS/TCS corrections, and updated return filing.

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Insurance Nov 13, 2025 7 min read

Term vs Endowment vs ULIP: What Should You Really Choose?

Compare Term Insurance, Endowment, and ULIP in a clear, unbiased way. Understand costs, cover, returns, and why separating protection and investing works best.

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Insurance Oct 31, 2025 8 min read

Family Floater vs Individual Health Insurance: Which Is Better?

Compare family floater vs individual health insurance in India - costs, coverage, pros & cons, and when to choose each. Simple guide for professionals.

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Insurance Oct 09, 2025 6 min read

Why Insurance Comes Before Investing in Your Plan

Protect income and cashflows first. See why term and health insurance form the base of a solid financial plan in India - then invest with confidence.

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Insurance Oct 09, 2025 6 min read

What Is Term Insurance? Meaning, Benefits & How It Works

Understand what term insurance means, how it works, key benefits, and why every professional needs it. Explained in simple terms for beginners.

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Insurance Aug 25, 2025 10 min read

Section 80D for Parents & Senior Citizens (FY 2025–26): Limits, Medical Expenditure & Examples

How to claim Section 80D for parents and senior citizens in FY 2025–26 - limits, medical expenditure without insurance, preventive check-ups, old vs new regime, and examples.

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Insurance Apr 26, 2025 3 min read

Life Insurance: Searching for the Next Big Trend in 2026 and Beyond

Discover how India's life insurance industry is evolving post-New Tax Regime (NTR). Learn the key trends shaping the future of life insurance in 2025, including AI, financial planning integration, and

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Insurance Apr 14, 2025 3 min read

Beyond Mediclaim: How to Create Extra Medical Funds in India

Health insurance isn’t enough! Learn how to build extra medical funds through emergency planning, tax breaks, insurance riders, and top-up plans.

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India GDP FY26: What the Dollar-Adjusted Picture Actually Shows

India's real GDP grew 7.7% in FY26. But nominal GDP in dollar terms grew roughly 2% over two years as the rupe...

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Financial Planning for Freelancers in India: Complete Guide

EPF stops. Group health lapses. Advance tax starts. Here's what actually disappears when y...

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Goal-based financial planning links every investment to a specific life goal. Learn what i...

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Why India Is Buying More Oil on the Spot Market After the 2026 Middle East Crisis

India's crude imports shifted fast after the 2026 Iran war. Russia's share hit 52-54% by J...

Jul 09, 2026

Which Equity Fund Categories Grew the Fastest Over 3 Years?

Equity fund folios grew 22.96% CAGR and AUM 29.69% over 3 years. See which of the 11 categ...

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Mutual Fund AUM May 2026: Flows Beat Price Moves Across Equity Categories

Active equity MF inflows fell 40.4% in May 2026 to ₹22,908 crore, but still drove more A...

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Passive Fund Flows May 2026: AUM Up 25%, Net Inflows Near Zero

Passive fund net inflows hit just ₹362 crore in May 2026 despite 33% folio and 25% AUM g...

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Mar 26, 2026

SBI Contra Fund | Review 2026 | Strategy, Returns & Risks | Fund ka Funda by Finnovate

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ICICI Pru Equity & Debt Fund Analysis | Detail Breakdown | Fund ka Funda by Finnovate

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Kotak Midcap Fund | A Mid-Cap Strategy Breakdown | Fund ka Funda

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Nippon Small Cap Fund Review 2026 | Fund ka Funda by Finnovate

Jan 22, 2026

How GST Reforms & Global Trade can shape your Wealth I FinnFit Webinar #38

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How to beat Inflation & Build Sustainable Wealth I FinnFit Webinar #37

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Oct 01, 2025

Kharif Output 2025: Excess Rainfall, Crop Damage & Economic Impact

India’s Kharif output in 2025 faces risks from excess rainfall, crop damage, and delayed Rabi sowing. Learn its impact on food inflation and GDP growth.

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Mar 01, 2022

Nifty Index Update: New Additions and Implications

Stay updated on Nifty Index changes and the addition of top internet stocks like Zomato, Paytm, and Nykaa to the Nifty Next 50.

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Feb 18, 2022

How Celebrities are Shaping the Investment Landscape

Explore how celebrities are diversifying their portfolios with investments in startups and emerging industries.

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SBI Contra Fund | Review 2026 | Strategy, Returns & Risks | Fund ka Funda by Finnovate

ICICI Pru Equity & Debt Fund Analysis | Detail Breakdown | Fund ka Funda by Finnovate

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Nippon Small Cap Fund Review 2026 | Fund ka Funda by Finnovate

How GST Reforms & Global Trade can shape your Wealth I FinnFit Webinar #38

How to beat Inflation & Build Sustainable Wealth I FinnFit Webinar #37

Understanding AIFs: What India’s Wealthy Are Investing In I FinnFit Webinar #36

Practical Aspects of Income Tax (Part 2/2) I FinnFit Webinar #35

Practical Aspects of Income Tax (Part 1/2) I FinnFit Webinar #34

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