Investment learning centre

Investment & Wealth Guides in India

Mutual funds and SIPs, asset allocation, portfolio reviews and the options beyond mutual funds, explained for Indian investors. Education, not fund recommendations.

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66 guides across portfolio management, wealth, SIF, AIF and selected fund and tax topics, newest added Oct 12, 2026.

Where would you like to start?

Understand investments Asset classes, mutual funds, SIPs and how a portfolio is put together. Start learning Review my portfolio Allocation, performance, overlap and when to rebalance or restructure. Explore portfolio guides

Start with these two guides

One for deciding the mix, one for checking what you already hold.

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Four decisions in order: what the money is for and how to split it, which funds carry it, when to change it, and what sits beyond mutual funds.

Goals and asset allocation

Decide what the money is for, then how to split it. The allocation does more for long-term results than any fund choice.

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All portfolio management guides

Mutual funds and SIPs

Build the portfolio with as few funds as the job needs, and keep the SIP growing with your income.

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All mutual fund guides

Review and rebalancing

Once a year, check the portfolio against the plan. Most of the time the answer is a small rebalance, not a rebuild.

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All portfolio management guides

Beyond mutual funds: PMS, AIF and SIF

Higher minimums, different fee and tax rules, and strategies mutual funds cannot run. Useful for some portfolios, unnecessary for most.

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All SIF guides

Explore Finnovate's investment calculators

Four free tools for the numbers behind the guides above.

Asset Allocation Calculator

A starting equity, debt and gold split from your age, horizon and risk comfort.

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SIP Calculator

The future value of a monthly SIP or a lump sum, with inflation shown alongside.

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Step-Up SIP Calculator

What an annual top-up does to the final corpus compared with a flat SIP.

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XIRR Calculator

The true annualised return on SIPs and irregular investments.

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Tax, returns and wealth strategies

What you keep after tax, and the habits that compound over decades.

Tax and returns

Returns are what you keep. How mutual funds, ETFs and SIFs are taxed, and how to harvest losses legally.

Mutual Fund Taxation in India (FY 2025–26)

Clear guide to mutual fund taxation in India for FY 2025–26 after July 2024 changes: equity STCG 20%, LTCG 12.5% with ₹1.25L exemption, debt/hybrid rules…

Tax 23 min read

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All tax guides

Wealth strategies

Time in the market, costs, and whether to run the portfolio yourself or with a professional.

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All wealth management guides

Latest investment guides

The newest guides across our portfolio, wealth, SIF and AIF categories, plus selected fund and tax guides.

All 66 investment guides on Finnovate

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2023

Would a professional portfolio review help?

Finnovate's SEBI-registered advisers review existing portfolios on a fee-only basis, with no product commissions.

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  • Your allocation checked against your goals and time horizon
  • Overlap, cost and performance review across every fund you hold
  • A written rebalancing or consolidation plan you can act on