IRDAI Insurance Reforms 2026: Proposed Commission Caps
Explore IRDAI’s proposed insurance commission caps, existing payouts and sales reforms, and what they could mean for premiums and policyholders.
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Bancassurance in India FY26: Banks Earn ₹20,000 Crore and the Risks That Come With It
Indian banks earned over ₹20,000 crore distributing insurance in FY26. HDFC Bank led at ₹6,927 crore. RBI's new mis-selling rules kick in from January 2027. Here is how bancassurance works, what the r
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Life Insurance Surrenders Now Exceed Maturity Payouts in FY26
Surrenders made up 38.3% of life insurance payouts in FY26, ahead of maturity benefits at 36.9%. Here is what the RBI's FSR reveals about why, and what it means for your policy.
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Open Architecture in Insurance: What India's 2025 Reform Actually Changed
India's 2025 insurance law passed by Parliament didn't extend open architecture to individual agents. Here's what changed, what didn't, and what bancassurance reform still means for SBI Life, LIC, and
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Term vs Endowment vs ULIP: What Should You Really Choose?
Compare Term Insurance, Endowment, and ULIP in a clear, unbiased way. Understand costs, cover, returns, and why separating protection and investing works best.
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Family Floater vs Individual Health Insurance: Which Is Better?
Compare family floater vs individual health insurance in India - costs, coverage, pros & cons, and when to choose each. Simple guide for professionals.
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Why Insurance Comes Before Investing in Your Plan
Protect income and cashflows first. See why term and health insurance form the base of a solid financial plan in India - then invest with confidence.
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What Is Term Insurance? Meaning, Benefits & How It Works
Understand what term insurance means, how it works, key benefits, and why every professional needs it. Explained in simple terms for beginners.
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Section 80D for Parents & Senior Citizens (FY 2025–26): Limits, Medical Expenditure & Examples
How to claim Section 80D for parents and senior citizens in FY 2025–26 - limits, medical expenditure without insurance, preventive check-ups, old vs new regime, and examples.
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Life Insurance: Searching for the Next Big Trend in 2026 and Beyond
Discover how India's life insurance industry is evolving post-New Tax Regime (NTR). Learn the key trends shaping the future of life insurance in 2025, including AI, financial planning integration, and
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Beyond Mediclaim: How to Create Extra Medical Funds in India
Health insurance isn’t enough! Learn how to build extra medical funds through emergency planning, tax breaks, insurance riders, and top-up plans.
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Section 80D Deduction FY 2025–26: Limits, Parents, Old vs New
Section 80D explained - FY 2025–26 limits, parents & senior rules, preventive check-ups, CGHS, and new vs old regime. Includes AY 2025–26 ITR details.
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