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Insurance Planning Guides in India
Understand term and health insurance, assess coverage needs, review policy conditions and prepare for claims. Practical guides for Indian families and professionals.
15 articles on term and health cover, coverage planning, policy conditions and industry news, newest added Sep 25, 2026.
5 guides in News & rules
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- IRDAI Insurance Reforms 2026: Proposed Commission Caps Explore IRDAI’s proposed insurance commission caps, existing payouts and sales reforms, and what they could mean for premiums and policyholders.
- Bancassurance in India FY26: Banks Earn ₹20,000 Crore and the Risks That Come With It Indian banks earned over ₹20,000 crore distributing insurance in FY26. HDFC Bank led at ₹6,927 crore. RBI's new mis-selling rules kick in from January 2027.
- Life Insurance Surrenders Now Exceed Maturity Payouts in FY26 Surrenders made up 38.3% of life insurance payouts in FY26, ahead of maturity benefits at 36.9%.
- Open Architecture in Insurance: What India's 2025 Reform Actually Changed India's 2025 insurance law passed by Parliament didn't extend open architecture to individual agents.
- Life Insurance: Searching for the Next Big Trend in 2026 and Beyond Discover how India's life insurance industry is evolving post-New Tax Regime (NTR).
Want to review your family's protection needs?
Insurance is one part of a financial plan. Explore how Finnovate assesses goals, income, liabilities and risk protection together. The guides on this page are educational; Finnovate does not sell insurance policies or handle claims.
Explore Financial Planning- An insurance adequacy check as part of a coordinated financial plan
- Term and health cover reviewed alongside goals, loans and income
- A full written plan with a walkthrough session